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If you're looking for affordable dental coverage, you can choose a plan with a dental maintenance organization or a dental preferred provider organization. Insurers of both DMOs an...When evaluating a FEDVIP dental insurance plan, an employee or a retiree should examine the bi-weekly or monthly premium, the annual maximum, and the coinsurance. They should also make sure that their dentists accept the insurance. An employee or an annuitant may find a particular FEDVIP plan that costs only $20 a month …

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